About Pinnacle Solutions Partners

Welcome to Pinnacle Solutions Partners our financial services company! We specialize in providing customized solutions to help you achieve your financial goals. Whether you're looking for protection, growth, or income for retirement, we have the expertise to help you navigate the complex world of finance.

Our team is led by Rafferty Yao, a seasoned entrepreneur and business owner financial professional with experience in the industry. Rafferty is passionate about helping clients achieve their financial dreams and has a track record of success in developing tailored strategies that meet each client's unique needs.

In our company, we focus on two main products: Indexed Universal Life (IUL) Living Benefits (“Life Insurance you don’t have to die to use”) and Fixed Index Annuities (“Tax free strategies”). These products provide a range of benefits, including tax-deferred growth, protection from market downturns, and the ability to access your funds when you need them most.

Our IUL Living Benefits plans are designed to provide a flexible, tax-efficient solution for long-term savings and protection. These plans offer the potential for market-linked growth, while also providing a death benefit that can be used to protect your loved ones. Our Fixed Index Annuities offer a guaranteed zero to minimum interest rate, along with the potential for higher returns linked to market performance. These annuities provide a reliable source of income in retirement, while also protecting your savings from market volatility.

We understand that everyone's financial situation is unique, which is why we take a personalized approach to each client's needs. We work closely with you to develop a plan that meets your specific goals, risk tolerance, and timeline.